Chase Transfer Partners: The Complete Guide to Moving Your Points in 2026
14 airline and hotel partners, all at 1:1. Which chase transfer partners airlines deliver the best value, how to transfer step-by-step, and when selling your points for cash beats every other option.
Get a Free Cash Quote →- Chase Ultimate Rewards has 14 transfer partners in 2026 — 10 airlines and 4 hotels — all transferring at 1:1 (with one important exception below).
- Important 2026 change: World of Hyatt moves to a 4:3 ratio for Sapphire Preferred and Ink Business Preferred cardholders — effective June 15, 2026 for new applicants, October 1, 2026 for existing cardholders. Sapphire Reserve stays at 1:1.
- Best airline partners: Air Canada Aeroplan (Star Alliance, no fuel surcharges), Virgin Atlantic (ANA first class, Delta One transatlantic), Flying Blue (Promo Rewards discounts).
- Best hotel partner: World of Hyatt — by far.
- Active bonus right now: Chase → IHG One Rewards 100% bonus through July 30, 2026 (then 70% through August 31).
- Chase does NOT partner with American Airlines AAdvantage or Emirates Skywards.
- Don't need to travel? MilesBuyer buys Chase Ultimate Rewards points for cash — paid via PayPal before you transfer a single point. Get a free quote →
Chase Ultimate Rewards is one of the most powerful and flexible points currencies available to U.S. cardholders. The ability to transfer points to 14 airline and hotel loyalty programs at a 1:1 ratio — with no penalty ratios on airline partners — is a structural advantage over competing programs like Amex, where ratios like 5:4 quietly erode your balance before you book anything.
This guide covers every Chase transfer partner in 2026, ranks them by value, walks through the transfer process step-by-step, explains the one ratio change you need to know about, and covers the option most Chase cardholders never consider: converting their points directly to cash.
What Are Chase Ultimate Rewards Transfer Partners?
Chase Ultimate Rewards points can move directly into 14 airline and hotel loyalty programs — one Chase point becomes one airline mile or hotel point. No penalty ratios on any airline partner, no conversion fees. This clean 1:1 structure across all airline partners is a meaningful competitive advantage: programs like Amex charge a 5:4 ratio on partners like Cathay Pacific and Emirates, quietly losing 20% of your balance before you ever search for an award.
The transfer feature is available on four Chase cards only:
*Hyatt 4:3 ratio effective June 15, 2026 for new Sapphire Preferred applicants; October 1, 2026 for existing cardholders. Ink Business Preferred: effective October 1, 2026 for all.
The Complete List of Chase Transfer Partners (2026)
As of July 2026, Chase Ultimate Rewards has 10 airline partners and 4 hotel partners. All airline partners transfer at 1:1. Wyndham Rewards was added as the fourth hotel partner in February 2026.
Airline Partners (10) — All 1:1
| Airline Partner | Alliance | Ratio | Transfer Time | Best For |
|---|---|---|---|---|
| United MileagePlus | Star Alliance | 1:1 | Instant | Domestic, Star Alliance partners |
| Air Canada Aeroplan | Star Alliance | 1:1 | Instant | International premium cabin, no fuel surcharges |
| Southwest Rapid Rewards | N/A | 1:1 | Instant | Domestic, no blackout dates |
| British Airways Avios | Oneworld | 1:1 | Instant | Short-haul routes, AA flights |
| Iberia Avios | Oneworld | 1:1 | Instant | US–Madrid nonstop, off-peak biz class |
| Aer Lingus AerClub | Oneworld | 1:1 | Instant | Transatlantic via Dublin/Shannon |
| Air France/KLM Flying Blue | SkyTeam | 1:1 | Instant | Europe/Africa, Promo Rewards months |
| Virgin Atlantic Flying Club | SkyTeam | 1:1 | Instant | ANA first class, Delta One transatlantic |
| Singapore Airlines KrisFlyer | Star Alliance | 1:1 | Up to 48 hrs | Singapore Suites, Asia-Pacific premium |
| JetBlue TrueBlue | N/A | 1:1 | Instant | Domestic, leisure routes |
Hotel Partners (4)
| Hotel Partner | Ratio | Properties | Value |
|---|---|---|---|
| World of Hyatt | 1:1 (Reserve) / 4:3 (Preferred/Ink)* | 1,000+ | 1.7¢/pt avg — best hotel partner |
| IHG One Rewards | 1:1 | 6,000+ | 0.5–0.6¢/pt — only with specific booking |
| Marriott Bonvoy | 1:1 | 9,000+ | 0.7–0.8¢/pt — transfer with caution |
| Wyndham Rewards | 1:1 | 9,000+ | 0.7–1.1¢/pt — only for Vacasa/specific stays |
*Hyatt 4:3 ratio: Sapphire Preferred new applicants from June 15, 2026 and all existing cardholders from October 1, 2026. Ink Business Preferred: October 1, 2026 for all. Sapphire Reserve remains 1:1.
Best Chase Transfer Partners Airlines — Ranked by Value
Not all 14 partners deserve equal attention. Here's where the real value concentrates across the Chase transfer partner lineup in 2026:
Air Canada Aeroplan ⭐ Best for International
The strongest all-round option for premium international travel via Chase. Aeroplan covers all Star Alliance carriers and adds no fuel surcharges on most partner awards — a significant saving versus programs like British Airways that tack on hundreds of dollars in fees on the same route.
Distance-based award chart means you know the cost in advance. Stopovers allowed on one-way awards — visit two cities for the price of one redemption.
Virgin Atlantic Flying Club ⭐ Best for Delta & ANA
Delivers exceptional value for two specific premium cabin sweet spots: ANA The Suite first class from 72,500 miles one-way (JFK to Tokyo, where cash fares exceed $10,000) and Delta One transatlantic business class, often at lower mileage costs than Delta's own program.
Air France/KLM Flying Blue Promo Rewards Watch
Flying Blue publishes monthly Promo Rewards — rotating 25–50% discounts on select routes to Europe and Africa. Timing a Chase transfer to coincide with a Promo Rewards discount can unlock business class to Europe for 40,000–50,000 miles one-way, well below standard pricing. Check Flying Blue's website monthly before transferring.
United MileagePlus Best Domestic
The most straightforward domestic option via Chase. United covers 40+ Star Alliance partners and transfers process instantly. No fuel surcharges on United-operated awards. Dynamic pricing requires flexibility, but United is the easiest on-ramp for Star Alliance partner bookings — especially ANA, Singapore Airlines, and Lufthansa.
Southwest Rapid Rewards Best Budget Domestic
The most practical domestic option for most U.S. travelers. Points price against cash fares at a fixed rate, any seat bookable for cash can be booked with points, and there are no change or cancellation fees. The Companion Pass — earned by accumulating 135,000 qualifying points in a calendar year — is one of the most valuable perks in U.S. travel loyalty.
British Airways Avios Best Short-Haul
Avios uses distance-based pricing — domestic flights under 650 miles can price as low as 7,500–12,000 Avios one-way. A $300 flight between two close U.S. cities can be booked for 7,500 Avios, yielding 4¢+ per point. Also unlocks American Airlines and Alaska Airlines flights via the Avios system.
Iberia Avios Best US–Spain
Iberia offers some of the most competitive rates for nonstop flights between the U.S. and Madrid — off-peak business class can price as low as 34,000 Avios one-way. Avios transfer freely between BA, Iberia, Aer Lingus, Finnair, and Vueling, giving you flexibility to find the best available pricing.
Singapore Airlines KrisFlyer Best Asia Premium
KrisFlyer opens access to Singapore Suites — the iconic double-bed suite on the A380 — and Singapore Airlines Business Class, consistently rated among the world's best. Also unlocks Alaska Airlines awards via Star Alliance partnerships.
Best Chase Hotel Transfer Partner
World of Hyatt is the answer for hotel transfers — almost without exception.
World of Hyatt ⭐ Best Hotel Partner
Hyatt is the crown jewel of Chase's hotel partners and widely regarded as the best hotel transfer partner available across any flexible points program. The program maintains a published fixed award chart — rare among major hotel programs in 2026 — making it possible to plan high-value redemptions with certainty.
Park Hyatt, Andaz, and Alila properties in cities like New York, Tokyo, and Paris regularly offer award nights at $400–$700 cash equivalent for 25,000–35,000 points. That's 1.7¢–2.3¢+ per point — well above the Chase portal rate.
Marriott Bonvoy Transfer with caution
Marriott points are worth approximately 0.7–0.8¢ each under dynamic pricing — less than the 1¢ portal floor on most Chase cards. The math rarely works: you're trading a 1-cent guaranteed floor for 0.7–0.8 cents of hotel value. Only transfer if you have a specific high-value Marriott redemption confirmed.
IHG One Rewards Only during bonuses
IHG points are worth approximately 0.5–0.6¢ each — the weakest hotel partner in the Chase lineup at standard rates. The current 100% transfer bonus (through July 30, 2026) effectively doubles your IHG points on transfer, making some specific IHG redemptions worth considering. Outside of an active bonus, don't transfer to IHG.
Wyndham Rewards Niche use only
Wyndham joined as Chase's fourth hotel partner in February 2026. Value is weak (0.7–1.1¢/pt) for most standard hotel redemptions. The one exception: Vacasa vacation rental properties book at 15,000 Wyndham points per bedroom per night, which can represent good value on high-priced rental weeks. For most hotel stays, Hyatt is the better choice.
How to Transfer Chase Points: Step-by-Step
Transferring Chase Ultimate Rewards points takes under five minutes once your loyalty accounts are linked. Follow this process without skipping step one.
- 1Confirm award availability first — always. Go to your target airline's or hotel's website and verify the specific flight, date, cabin, or property is available and bookable. Award seats can disappear between the moment you check and the moment your points post. Transfers are irreversible. Do not skip this step.
- 2Log in to chase.com and navigate to Ultimate Rewards. Click on the card that holds your points balance. If you have multiple Chase cards, transfer everything to your Sapphire Reserve account first — it holds the highest portal value (1.5¢/pt) as a fallback if you decide not to transfer.
- 3Select "Transfer to Travel Partners." Inside the Ultimate Rewards portal, click Transfer to Travel Partners from the menu. Browse the full list of 14 partners — each shows the transfer ratio, estimated processing time, and any active transfer bonus.
- 4Select your partner and link your loyalty account. If this is your first transfer to this program, enter your frequent flyer or hotel loyalty account number when prompted. Chase will verify and link the accounts.
- 5Enter the transfer amount and confirm. Transfers must be in increments of 1,000 points. Review the ratio carefully — especially for Hyatt if you hold a Sapphire Preferred after October 1, 2026. Once confirmed, the transfer cannot be reversed.
- 6Wait for posting and book immediately. Most airline transfers post within minutes. Singapore Airlines KrisFlyer can take up to 48 hours. Some partners like United and Hyatt offer holds on award availability — use them while you wait for points to post, if available.
Transfer Partners vs. the Chase Travel Portal: Which Wins?
The Chase Travel portal lets you redeem points against the cash price of any bookable fare — no transfer, no award chart research. Sapphire Preferred holders redeem at 1.25¢ per point; Sapphire Reserve holders get 1.5¢ per point, with Points Boost offering up to 2.5¢ on select premium cabin bookings.
TPG values Chase Ultimate Rewards at 2.05¢ per point as of May 2026 — and that figure assumes strategic transfer partner use. Here's the honest comparison:
| Scenario | Portal Value | Transfer Value | Winner |
|---|---|---|---|
| International business class to Europe | 1.25–1.5¢/pt | 4–6¢/pt (Aeroplan/Flying Blue) | Transfer |
| ANA/Singapore first class | 1.25–1.5¢/pt | 8–12¢/pt (Virgin/KrisFlyer) | Transfer |
| Park Hyatt luxury hotel | 1.25–1.5¢/pt | 2–3¢/pt (World of Hyatt) | Transfer |
| Last-minute domestic economy | 1.25–1.5¢/pt | No award space | Portal |
| No award availability on target route | 1.25–1.5¢/pt | N/A | Portal |
| Large balance, no travel plans | 1.25–1.5¢/pt (requires travel) | N/A | Sell to MilesBuyer |
Transfer partners win decisively on any premium international redemption where award space is confirmed available. The portal earns its place when award availability is gone, for last-minute bookings, or when a Sapphire Reserve Points Boost offer is active on your airline.
Current Chase Transfer Bonuses: July 2026
This bonus is eye-catching on paper but requires caution. IHG points are worth approximately 0.5–0.6¢ each at standard rates. Even with the 100% bonus, you need a specific high-value IHG redemption confirmed before transferring — don't move points speculatively just because the bonus percentage looks large.
What to Do If You Have Chase Points You Won't Use
Chase Ultimate Rewards points do not expire while your card account stays open and in good standing. That security is real — but it comes with a catch: if you close a Chase card, your entire points balance expires within 30 days. No exceptions, no grace period after that window.
Beyond the expiry risk, many cardholders face a more practical problem: a large balance from a welcome bonus, no specific trip planned, award availability that never opens up on the routes they want, and points slowly losing purchasing power as programs devalue over time.
There are clear situations where selling your Chase Ultimate Rewards points to MilesBuyer makes more financial sense than transferring or waiting:
- Award availability on your target routes is consistently unavailable. Dynamic pricing and limited premium cabin space mean the flights you want may never open up at a reasonable cost.
- Your balance is larger than you can realistically use for travel. 400,000 Chase points is difficult to burn through on personal travel efficiently. A direct cash sale turns that into real money fast.
- You're closing a Chase card. Points expire within 30 days of account closure — sell before you close.
- You need cash now. MilesBuyer pays via PayPal before you transfer a single point. The process typically takes under 15 minutes during business hours.
- You're concerned about devaluation. Chase controls portal redemption rates and can adjust them. Selling locks in cash at today's market rate.
Chase Transfer Partners: 2026 Quick Reference
- Total partners: 14 (10 airlines, 4 hotels)
- All airline ratios: 1:1 — no penalty ratios on any airline partner
- Hyatt ratio: 1:1 on Sapphire Reserve/Ink Premier; 4:3 on Sapphire Preferred/Ink Business Preferred (effective Oct 1, 2026 for existing cardholders)
- Cards that unlock transfers: Sapphire Preferred, Sapphire Reserve, Ink Business Preferred, Ink Business Premier
- Freedom cards: Cannot transfer independently — pool into Sapphire account first
- Minimum transfer: 1,000 points for all partners
- Transfers are irreversible — always confirm award availability first
- No partnership with: American Airlines AAdvantage, Emirates Skywards
- New in 2026: Wyndham Rewards added February 2026
- Points expiry: Do not expire while account is open; forfeited within 30 days of card closure
- TPG valuation: 2.05¢ per point (May 2026)
- Active bonus (July 28, 2026): Chase → IHG 100% through July 30; then 70% July 31–August 31
Frequently Asked Questions
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